--- description: ¿Qué piensan los usuarios de Stripe? Lee las reseñas y opiniones verificadas, descubre sus características y el nivel de usabilidad, consulta los precios y conoce las ventajas y desventajas de Stripe gracias a Capterra Ecuador. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Stripe - Opiniones, precios y características - Capterra Ecuador 2026 --- Breadcrumb: [Inicio](/) > [Procesadores de pago](/directory/30232/payment-processing/software) > [Stripe](/software/123889/stripe) # Stripe Canonical: https://www.capterra.ec/software/123889/stripe Página: 1 de 135\ Siguiente: [Página siguiente](https://www.capterra.ec/software/123889/stripe?page=2) > Stripe le facilita a tu empresa comenzar a recolectar tarjetas de crédito en línea de inmediato. No es necesaria una cuenta de comerciante o puerta de enlace. > > Veredicto: 3331 usuarios lo han valorado con **4.6/5**. De los mejores valorados en **Probabilidad de recomendación**. ----- ## Vista rápida ### ¿Quién usa Stripe? Cualquier empresa que quiera aceptar pagos en línea. ## Estadísticas y valoraciones rápidas | Métrica | Calificación | Detalles | | **En general** | **4.6/5** | 3331 Opiniones | | Facilidad de uso | 4.5/5 | Basado en las opiniones generales | | Asistencia al cliente | 4.2/5 | Basado en las opiniones generales | | Relación calidad-precio | 4.4/5 | Basado en las opiniones generales | | Funciones | 4.5/5 | Basado en las opiniones generales | | Porcentaje de recomendaciones | 80% | (8/10 Probabilidad de recomendación) | ## Sobre el proveedor - **Empresa**: Stripe - **Ubicación**: San Francisco, EE. UU. - **Constitución**: 2009 ## Contexto comercial - **Público objetivo**: Trabajador autónomo, 2-10, 11-50, 51-200, 201-500, 501-1.000, 1.001-5.000, 5.001-10.000, 10.000+ - **Despliegue y plataformas**: Cloud, SaaS, Web, Android (móvil), iPhone (móvil), iPad (móvil) - **Idiomas admitidos**: alemán, búlgaro, checo, chino, danés, eslovaco, esloveno, español, estonio, finés, griego, húngaro, inglés, italiano, japonés, letón, lituano, malayo, neerlandés, noruego, polaco, portugués, rumano, ruso, sueco, turco - **Países disponibles**: Alemania, Australia, Austria, Brasil, Bulgaria, Bélgica, Canadá, Chequia, Chipre, Dinamarca, Emiratos Árabes Unidos, Eslovaquia, Eslovenia, España, Estados Unidos, Estonia, Finlandia, Francia, Grecia, Hungría y 21 más ## Funciones - API - Acceso móvil - Conformidad con la PCI - Creación de informes y estadísticas - Creación de informes/análisis - Facturación - Facturación recurrente y suscripciones - Gestión de recibos - Gestión de transacciones - Pagos electrónicos - Pagos en persona - Pagos móviles - Prevención de fraudes en los pagos - Procesamiento de pagos ACH - Procesamiento de tarjetas de crédito - Procesamiento de tarjetas de débito/crédito - Punto de venta (POS) - Seguridad de datos - Supervisión de transacciones - Third-Party Integrations - Varias divisas - Varias opciones de pago ## Integraciones (en total: 109) - 123FormBuilder - ABC Glofox - Accelevents - Accelo - AccountsPortal - Attribution - Avalara - Avaza - Baremetrics - BigCommerce - Bizness Apps - Blinksale - Bookinglayer - Bookwhen - ChargeKeep … y 94 integraciones más ## Opciones de asistencia - E-mail/Help Desk - Preguntas frecuentes/foro - Base de conocimientos - Asistencia 24/7 - Chat ## Categoría - [Procesadores de pago](https://www.capterra.ec/directory/30232/payment-processing/software) ## Categorías relacionadas - [Procesadores de pago](https://www.capterra.ec/directory/30232/payment-processing/software) - [Software de carteras de criptomonedas](https://www.capterra.ec/directory/33075/cryptocurrency-wallets/software) - [Software de cambio de divisas](https://www.capterra.ec/directory/10053/currency-exchange/software) - [Software para el cambio de criptomonedas](https://www.capterra.ec/directory/33575/cryptocurrency-exchange/software) - [Sistemas de pago por móvil](https://www.capterra.ec/directory/31089/mobile-credit-card-processing/software) ## Alternativas 1. [PayPal](https://www.capterra.ec/software/179251/paypal) — 4.6/5 (26378 reviews) 2. [Venmo](https://www.capterra.ec/software/182159/venmo-) — 4.7/5 (9279 reviews) 3. [Square Payments](https://www.capterra.ec/software/170278/square-payments-processing) — 4.7/5 (2680 reviews) 4. [Square Point of Sale](https://www.capterra.ec/software/154907/square-point-of-sale) — 4.6/5 (3028 reviews) 5. [NetSuite](https://www.capterra.ec/software/135757/netsuite) — 4.2/5 (2019 reviews) ## Opiniones ### "Great value payment platform with fast payouts" — 5.0/5 > **David** | *1 de abril de 2026* | Administración educativa | Valoración de la recomendación: 8.0/10 > > **Puntos a favor**: Stripe has been very reliable for our business and offers strong value for money compared to alternatives. A recent advantage for us is the instant payouts, which significantly improves cash flow and reduces the stress of waiting on funds. The platform is easy to use, integrates well with other systems, and makes managing payments straightforward. > > **Puntos en contra**: Fees can add up as volume grows, especially for smaller transactions, and it’s not always easy to clearly see the total cost impact at a glance. > > Overall, Stripe has been a great fit for our business. It’s dependable, flexible, and supports growth without adding too much operational complexity. The instant payout feature alone makes a big difference to day-to-day cash flow, and the system has scaled well as we’ve grown. ----- ### "Reliable and Flexible Payment Processing with Stripe" — 5.0/5 > **Usuario verificado** | *17 de marzo de 2026* | Hostelería | Valoración de la recomendación: 10.0/10 > > **Puntos a favor**: Stripe provides a reliable and flexible platform for processing credit card and card payments. The system offers good value for the service provided and integrates easily with websites and online ordering platforms. The dashboard is easy to navigate, making it simple to track payments, review reports, and manage payouts. Stripe also allows for customization and integrations that make it adaptable to different business needs. Overall, it provides a smooth payment experience for both the business and the customer. > > **Puntos en contra**: There are not many major downsides to the platform. Some reporting tools and advanced settings can take a little time to learn when first using the system, but once you become familiar with the dashboard it becomes much easier to navigate. > > Overall, Stripe has been a dependable payment processing system for our business. It handles credit card payments efficiently, offers useful reporting tools, and provides a secure way to process transactions. The platform is generally easy to use, runs smoothly with minimal bugs or issues, and gives businesses the flexibility to customize integrations as needed. It has been a strong solution for managing online and card payments. ----- ### "Funds Held for Over 1 Year Without Resolution" — 1.0/5 > **Ashish** | *14 de abril de 2026* | Marketing y publicidad | Valoración de la recomendación: 0.0/10 > > **Puntos a favor**: Stripe has a clean interface and is relatively easy to set up. The platform integrates well with various tools and provides a smooth payment experience while the account is active. > > **Puntos en contra**: Account closures and fund holds are a major concern. In my case, Stripe held my balance of $3,425.80 for over 1 year after account closure, despite no chargebacks or disputes. Communication from support was limited, and no clear justification was provided for withholding funds beyond the standard reserve period. > > My experience has been disappointing. While the platform works well initially, the risk management and compliance process can result in sudden account closures and prolonged fund holds. My account was closed on Feb 28, 2025, and even after more than a year, my available balance has not been released. Despite multiple follow-ups, including escalations, there has been no resolution. I would advise businesses to carefully consider these risks. ----- ### "Feature-rich payment processing platform" — 5.0/5 > **Jack** | *13 de febrero de 2026* | Seguros | Valoración de la recomendación: 10.0/10 > > **Puntos a favor**: Simplicity in its design, rich in features for managing payment processing, invoicing and more. Low transaction fees means convenience for my business without being penalised for it. Stripes API allows really easy integration into any service or product. > > **Puntos en contra**: Stripe generally is a great platform, however, initial business verification can hold you back, its a fairly complex process that I think could be streamlined more. > > Stripe is a feature-rich payment processing platform. I found it incredibly easy to work with from an API level, providing exactly the right level of integration that I needed for my projects. The dashboard and suite of tools are so simple to use, and easy to follow. Stripe can also handle multiple currencies with ease, incredibly useful. ----- ### "Process CC Payments with Ease" — 5.0/5 > **Zach** | *16 de marzo de 2026* | Filantropía | Valoración de la recomendación: 9.0/10 > > **Puntos a favor**: We use Stripe for processing our CC payments for our programing tickets and donations. The platform works great in combination with Foundant CommunitySuite so that payments are automatically processed. > > **Puntos en contra**: The only complaint we have regarding Stripe is about their reporting functionality. It was challenging to find the reporting options as a new user. > > Overall experience with Stripe has been positive. Payment processing is easy. The only complaint I would have is regarding the emails that Stripe sends to notify you of a payment. It would be helpful if it gave more detail, such as what the transaction was for. ----- Página: 1 de 135\ Siguiente: [Página siguiente](https://www.capterra.ec/software/123889/stripe?page=2) ## Enlaces - [Ver en Capterra](https://www.capterra.ec/software/123889/stripe) ## Esta página se encuentra disponible en los siguientes idiomas | Local | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | ja | | | nl | | | nl-BE | | | pl | | | pt | | | pt-PT | | | sv | | ----- ## Datos estructurados