---
description: ¿Qué piensan los usuarios de Apple Pay? Lee las reseñas y opiniones verificadas, descubre sus características y el nivel de usabilidad, consulta los precios y conoce las ventajas y desventajas de Apple Pay gracias a Capterra Ecuador.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Apple Pay - Opiniones, precios y características - Capterra Ecuador 2026
---

Breadcrumb: [Inicio](/) > [Software de banca móvil](/directory/10063/mobile-banking/software) > [Apple Pay](/software/212840/apple-pay)

# Apple Pay

Canonical: https://www.capterra.ec/software/212840/apple-pay

Página: 1 de 35\
Siguiente: [Página siguiente](https://www.capterra.ec/software/212840/apple-pay?page=2)

> Aplicación de monedero digital segura, basada en la nube y diseñada para procesar pagos, realizar un seguimiento de las ventas, procesar devoluciones y más.
> 
> Veredicto: 852 usuarios lo han valorado con **4.7/5**. De los mejores valorados en **Probabilidad de recomendación**.

-----

## Estadísticas y valoraciones rápidas

| Métrica | Calificación | Detalles |
| **En general** | **4.7/5** | 852 Opiniones |
| Facilidad de uso | 4.8/5 | Basado en las opiniones generales |
| Asistencia al cliente | 4.5/5 | Basado en las opiniones generales |
| Relación calidad-precio | 4.7/5 | Basado en las opiniones generales |
| Funciones | 4.7/5 | Basado en las opiniones generales |
| Porcentaje de recomendaciones | 90% | (9/10 Probabilidad de recomendación) |

## Sobre el proveedor

- **Empresa**: Apple

## Contexto comercial

- **Público objetivo**: Trabajador autónomo, 2-10, 11-50, 51-200, 201-500, 501-1.000, 1.001-5.000, 5.001-10.000, 10.000+
- **Despliegue y plataformas**: Cloud, SaaS, Web
- **Idiomas admitidos**: inglés
- **Países disponibles**: Estados Unidos

## Funciones

- Monedero digital

## Opciones de asistencia

- E-mail/Help Desk
- Asistencia telefónica
- Chat

## Categoría

- [Software de banca móvil](https://www.capterra.ec/directory/10063/mobile-banking/software)

## Alternativas

1. [NEO/OPEN Bank](https://www.capterra.ec/software/1019144/neoopen-bank) — 5.0/5 (1 reviews)

## Opiniones

### "Fast, Secure, and Convenient Mobile Payment Solution" — 5.0/5

> **Swetha** | *31 de mayo de 2026* | Automoción | Valoración de la recomendación: 9.0/10
> 
> **Puntos a favor**: Apple Pay is extremely easy to use and makes payments fast and convenient. The setup process is straightforward, and I can securely make purchases online, in apps, and at stores without carrying physical cards. The integration with the Apple ecosystem is seamless, and Face ID or Touch ID adds an extra layer of security while keeping transactions quick.
> 
> **Puntos en contra**: Not every merchant accepts Apple Pay, especially some smaller businesses. Occasionally, there can be issues with card verification when adding a new card, and customer support for payment-related issues may involve both Apple and the card issuer, which can sometimes be confusing.

-----

### "Id choose apple pay all day \!\!" — 5.0/5

> **Jessica** | *20 de junio de 2026* | Servicios para el consumidor | Valoración de la recomendación: 10.0/10
> 
> **Puntos a favor**: I like how easy it is to transfer money from any card to the application. That actually surprised me because it is easier than PayPal or cash app
> 
> **Puntos en contra**: The only thing I didn't like was the ten dollar minimum transfer requirement which leaves anything under ten bucks at bay in the account

-----

### "Not worth the hassle." — 3.0/5

> **Desiree** | *4 de febrero de 2026* | Cuidado de la salud mental | Valoración de la recomendación: 4.0/10
> 
> **Puntos a favor**: Easy to use. Was very simple to add the payment method to some of my bill accounts. Keeps track of all in app purchases. It's a cheap option to pay for app purchases and for many other purchases.
> 
> **Puntos en contra**: Customer support is awful. I had money taken from an app that I didn't give permission to do so. Getting a refund was the hardest thing ever. I kept getting bounced from here to there and told they couldn't do anything again and again. Finally after a long time of communication it was fixed but only because i didn't stop pushing for it to be fixed. Also obviously it will take money that you didn't give it permission to take.
> 
> Not great. I barely use it in less it's for an apple specific purchase anymore. I would caution that customer support isn't going to be helpful or kind.

-----

### "Apple Pay review" — 5.0/5

> **Colin** | *18 de marzo de 2026* | Salud, bienestar y deporte | Valoración de la recomendación: 3.0/10
> 
> **Puntos a favor**: Easy to use at the till and online. Makes paying for items much faster - do not have to retrieve cards from wallet to pay.
> 
> **Puntos en contra**: No real downside. I do not have concerns about security of it and find that Apple Pay only makes things more convienient.
> 
> Overall very positive. I am in the habit of leaving home without my wallet as I can use my phone to pay.

-----

### "Fast, Secure, and Convenient Digital Payments Made Easy" — 5.0/5

> **Brooks** | *7 de junio de 2026* | Comercio minorista | Valoración de la recomendación: 10.0/10
> 
> **Puntos a favor**: What I like most about Apple Pay⁠￼ is how easy it is to use for everyday payments. The learning curve is very low since setup is quick and straightforward. It offers strong value for money because it is free to use with supported cards and banks. Customer support is helpful when issues come up. Features like contactless payments and money transfers make it convenient for both in-store and online use. While there can be occasional bugs and issues, they are usually minor and get fixed quickly, making the overall experience smooth and reliable.
> 
> **Puntos en contra**: Stores such as Wal-Mart do not accept it which can be an inconvenience but it’s still my favorite payment method so I just go to the stores that I can use it in.
> 
> My overall experience with Apple Pay⁠￼ is very positive. It is fast and convenient for everyday payments, whether in stores, online, or in apps. The setup has a low learning curve, making it easy to start using right away. It provides good value for money since there are no extra fees to use it. Features like secure transactions and easy money transfers make it very useful. Customer support is helpful when needed, and although there are occasional bugs and issues, they are usually minor. Overall, it is a reliable and secure payment system.

-----

Página: 1 de 35\
Siguiente: [Página siguiente](https://www.capterra.ec/software/212840/apple-pay?page=2)

## Enlaces

- [Ver en Capterra](https://www.capterra.ec/software/212840/apple-pay)

## Esta página se encuentra disponible en los siguientes idiomas

| Local | URL |
| de | <https://www.capterra.com.de/software/212840/apple-pay> |
| de-AT | <https://www.capterra.at/software/212840/apple-pay> |
| de-CH | <https://www.capterra.ch/software/212840/apple-pay> |
| en | <https://www.capterra.com/p/212840/Apple-Pay/> |
| en-AE | <https://www.capterra.ae/software/212840/apple-pay> |
| en-AU | <https://www.capterra.com.au/software/212840/apple-pay> |
| en-CA | <https://www.capterra.ca/software/212840/apple-pay> |
| en-GB | <https://www.capterra.co.uk/software/212840/apple-pay> |
| en-IE | <https://www.capterra.ie/software/212840/apple-pay> |
| en-IL | <https://www.capterra.co.il/software/212840/apple-pay> |
| en-IN | <https://www.capterra.in/software/212840/apple-pay> |
| en-NZ | <https://www.capterra.co.nz/software/212840/apple-pay> |
| en-SG | <https://www.capterra.com.sg/software/212840/apple-pay> |
| en-ZA | <https://www.capterra.co.za/software/212840/apple-pay> |
| es | <https://www.capterra.es/software/212840/apple-pay> |
| es-AR | <https://www.capterra.com.ar/software/212840/apple-pay> |
| es-CL | <https://www.capterra.cl/software/212840/apple-pay> |
| es-CO | <https://www.capterra.co/software/212840/apple-pay> |
| es-CR | <https://www.capterra.co.cr/software/212840/apple-pay> |
| es-DO | <https://www.capterra.do/software/212840/apple-pay> |
| es-EC | <https://www.capterra.ec/software/212840/apple-pay> |
| es-MX | <https://www.capterra.mx/software/212840/apple-pay> |
| es-PA | <https://www.capterra.com.pa/software/212840/apple-pay> |
| es-PE | <https://www.capterra.pe/software/212840/apple-pay> |
| fr | <https://www.capterra.fr/software/212840/apple-pay> |
| fr-BE | <https://fr.capterra.be/software/212840/apple-pay> |
| fr-CA | <https://fr.capterra.ca/software/212840/apple-pay> |
| fr-LU | <https://www.capterra.lu/software/212840/apple-pay> |
| it | <https://www.capterra.it/software/212840/apple-pay> |
| nl | <https://www.capterra.nl/software/212840/apple-pay> |
| nl-BE | <https://www.capterra.be/software/212840/apple-pay> |

-----

## Datos estructurados

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"Capterra Ecuador","address":{"@type":"PostalAddress","addressLocality":"Ciudad de México","addressRegion":"CMX","postalCode":"CP 11000","streetAddress":"Boulevard Manuel Ávila Camacho no. 36, Piso 10 Col. Lomas de Chapultepec CP 11000 México, D.F"},"description":"Capterra Ecuador ayuda a millones de usuarios a encontrar el software adecuado. Descubre opiniones, valoraciones, infografías y las listas más exhaustivas de software empresarial.","email":"info@capterra.ec","url":"https://www.capterra.ec/","logo":"https://dm-localsites-assets-prod.imgix.net/images/capterra/logo-a9b3b18653bd44e574e5108c22ab4d3c.svg","@id":"https://www.capterra.ec/#organization","@type":"Organization","parentOrganization":"G2.com, Inc.","sameAs":["https://twitter.com/capterra","https://www.facebook.com/Capterra/","https://www.linkedin.com/company/capterra","https://www.instagram.com/capterra/","https://www.youtube.com/user/CapterraTV"]},{"name":"Apple Pay","description":"Aplicación de monedero digital segura, basada en la nube y diseñada para procesar pagos, realizar un seguimiento de las ventas, procesar devoluciones y más.","url":"https://www.capterra.ec/software/212840/apple-pay","@id":"https://www.capterra.ec/software/212840/apple-pay#software","@type":"SoftwareApplication","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.capterra.ec/#organization"},"aggregateRating":{"@type":"AggregateRating","bestRating":5,"ratingCount":852,"ratingValue":4.7},"operatingSystem":"Cloud"},{"@id":"https://www.capterra.ec/software/212840/apple-pay#faqs","@type":"FAQPage","mainEntity":[{"name":"¿Qué es Apple Pay?","@type":"Question","acceptedAnswer":{"text":"Aplicación de monedero digital segura, basada en la nube y diseñada para procesar pagos, realizar un seguimiento de las ventas, procesar devoluciones y más.","@type":"Answer"}}]},{"@id":"https://www.capterra.ec/software/212840/apple-pay#breadcrumblist","@type":"BreadcrumbList","itemListElement":[{"name":"Inicio","position":1,"item":"/","@type":"ListItem"},{"name":"Software de banca móvil","position":2,"item":"/directory/10063/mobile-banking/software","@type":"ListItem"},{"name":"Apple Pay","position":3,"item":"/software/212840/apple-pay","@type":"ListItem"}]}]}
</script>
